2027 Medicare Advantage exits · FL county list
Medicare Advantage Plans Leaving Florida in 2027
297,947 Medicare Advantage members in Florida are in plans that CMS lists as non-renewed for 2027. The exits reach 65 counties and 60 contract-plan combinations. Check your county and your plan before December 7, 2026.
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What is changing in Florida
The 2026 Medicare Advantage market in Florida includes 569 contract-plan combinations across 67 counties, with 2,795,565 members in the October 2026 CPSC file. For 2027, 60 of those plans are marked as terminated or non-renewed. The affected population is 297,947 members, or 10.7% of the state’s county-level enrollment.
The largest local impact is in Miami-Dade, where 22,023 members (5.7% of the county’s MA enrollment) are in 16 ending plans. The county still has 103 2027 plan options in the crosswalk, so most members should have alternatives in the same county — but the networks and drug lists can differ.
A plan marked continuing is not automatically unchanged. The 2027 crosswalk includes “Renewal Plan,” “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), and “Consolidated Renewal Plan” (plan ID or plan structure changes). Check the plan detail on each county page, and confirm your doctors and drugs with the plan.
Counties with the largest affected populations
The table lists the 25 counties with the most affected members. Counties marked “County page” have a full plan-level page; the rest are covered by this state page and Medicare Plan Finder.
| County | Affected | 2026 MA | Ending plans | 2027 options | Detail |
|---|---|---|---|---|---|
| Miami-Dade | 22,023 | 389,646 | 16 | 103 | County page |
| Hillsborough | 17,855 | 158,940 | 12 | 118 | County page |
| Lee | 17,702 | 96,422 | 10 | 58 | County page |
| Polk | 15,016 | 116,874 | 16 | 116 | County page |
| Orange | 14,511 | 133,282 | 17 | 107 | County page |
| Pinellas | 14,197 | 145,154 | 12 | 116 | County page |
| Volusia | 13,414 | 97,543 | 5 | 95 | County page |
| Pasco | 11,245 | 96,689 | 13 | 108 | State page |
| Palm Beach | 9,945 | 163,029 | 11 | 104 | State page |
| Escambia | 9,010 | 35,858 | 6 | 47 | State page |
| Collier | 8,355 | 36,502 | 9 | 52 | State page |
| Duval | 8,162 | 98,859 | 6 | 88 | State page |
| Manatee | 8,058 | 51,924 | 6 | 78 | State page |
| Seminole | 7,772 | 47,076 | 14 | 100 | State page |
| Marion | 7,124 | 77,598 | 8 | 104 | State page |
| Bay | 7,119 | 17,260 | 5 | 30 | State page |
| Charlotte | 6,841 | 35,734 | 8 | 56 | State page |
| Alachua | 6,232 | 20,297 | 5 | 39 | State page |
| Lake | 6,079 | 65,589 | 11 | 99 | State page |
| Sarasota | 5,414 | 58,288 | 5 | 66 | State page |
| Santa Rosa | 5,407 | 18,705 | 6 | 46 | State page |
| Okaloosa | 4,917 | 14,804 | 4 | 30 | State page |
| Osceola | 4,409 | 53,508 | 14 | 102 | State page |
| Flagler | 4,389 | 22,844 | 3 | 68 | State page |
| Hernando | 4,140 | 40,559 | 10 | 90 | State page |
Affected members are the October 2026 CPSC enrollment of plans the 2027 crosswalk marks as terminated or non-renewed. “2027 options” counts distinct 2027 contract-plan targets in the crosswalk.
Show all 65 counties with an exit
| County | Affected | 2026 MA | Ending plans | 2027 options |
|---|---|---|---|---|
| Miami-Dade | 22,023 | 389,646 | 16 | 103 |
| Hillsborough | 17,855 | 158,940 | 12 | 118 |
| Lee | 17,702 | 96,422 | 10 | 58 |
| Polk | 15,016 | 116,874 | 16 | 116 |
| Orange | 14,511 | 133,282 | 17 | 107 |
| Pinellas | 14,197 | 145,154 | 12 | 116 |
| Volusia | 13,414 | 97,543 | 5 | 95 |
| Pasco | 11,245 | 96,689 | 13 | 108 |
| Palm Beach | 9,945 | 163,029 | 11 | 104 |
| Escambia | 9,010 | 35,858 | 6 | 47 |
| Collier | 8,355 | 36,502 | 9 | 52 |
| Duval | 8,162 | 98,859 | 6 | 88 |
| Manatee | 8,058 | 51,924 | 6 | 78 |
| Seminole | 7,772 | 47,076 | 14 | 100 |
| Marion | 7,124 | 77,598 | 8 | 104 |
| Bay | 7,119 | 17,260 | 5 | 30 |
| Charlotte | 6,841 | 35,734 | 8 | 56 |
| Alachua | 6,232 | 20,297 | 5 | 39 |
| Lake | 6,079 | 65,589 | 11 | 99 |
| Sarasota | 5,414 | 58,288 | 5 | 66 |
| Santa Rosa | 5,407 | 18,705 | 6 | 46 |
| Okaloosa | 4,917 | 14,804 | 4 | 30 |
| Osceola | 4,409 | 53,508 | 14 | 102 |
| Flagler | 4,389 | 22,844 | 3 | 68 |
| Hernando | 4,140 | 40,559 | 10 | 90 |
| Broward | 3,896 | 234,465 | 12 | 108 |
| Citrus | 3,775 | 35,460 | 6 | 74 |
| St. Johns | 3,642 | 26,264 | 5 | 72 |
| Walton | 3,370 | 7,627 | 4 | 29 |
| Highlands | 3,197 | 20,035 | 6 | 43 |
| Columbia | 2,849 | 9,172 | 4 | 30 |
| Suwannee | 2,576 | 6,313 | 3 | 15 |
| Clay | 2,427 | 20,595 | 6 | 80 |
| Jackson | 2,339 | 6,027 | 4 | 17 |
| Leon | 2,268 | 22,177 | 3 | 15 |
| Levy | 2,240 | 7,475 | 5 | 21 |
| St. Lucie | 2,223 | 51,673 | 10 | 86 |
| Sumter | 2,213 | 42,667 | 7 | 90 |
| Putnam | 2,022 | 12,330 | 4 | 30 |
| Gadsden | 1,542 | 6,582 | 5 | 21 |
| Washington | 1,295 | 2,860 | 4 | 16 |
| Martin | 1,240 | 18,397 | 7 | 59 |
| Madison | 1,168 | 2,673 | 4 | 19 |
| Dixie | 1,138 | 2,797 | 2 | 14 |
| Taylor | 1,067 | 2,657 | 3 | 18 |
| Wakulla | 987 | 4,220 | 5 | 21 |
| Holmes | 979 | 2,485 | 4 | 16 |
| Nassau | 938 | 11,049 | 2 | 47 |
| Gilchrist | 928 | 2,223 | 2 | 15 |
| Gulf | 916 | 1,853 | 3 | 16 |
| Bradford | 889 | 3,054 | 3 | 24 |
| Hendry | 755 | 4,124 | 3 | 22 |
| Hamilton | 749 | 1,837 | 2 | 15 |
| Calhoun | 706 | 1,812 | 3 | 16 |
| Franklin | 689 | 1,551 | 3 | 16 |
| DeSoto | 684 | 4,110 | 6 | 29 |
| Hardee | 523 | 2,753 | 4 | 29 |
| Jefferson | 497 | 2,149 | 4 | 19 |
| Union | 473 | 1,217 | 2 | 13 |
| Baker | 389 | 2,424 | 2 | 28 |
| Liberty | 304 | 918 | 3 | 14 |
| Lafayette | 283 | 697 | 2 | 13 |
| Brevard | 272 | 85,632 | 4 | 82 |
| Indian River | 97 | 22,862 | 3 | 84 |
| Okeechobee | 66 | 5,325 | 2 | 27 |
Carriers with the most affected members in Florida
The table groups ending plans by parent organization and counts the 2026 members behind them. It is not a ranking of plan quality or a recommendation.
| Organization | Affected members | Ending plans | Counties |
|---|---|---|---|
| Humana | 227,418 | 201 | 64 |
| Simply Healthcare Plans, Inc. | 18,939 | 51 | 14 |
| UnitedHealthcare | 16,014 | 28 | 28 |
| Doctors HealthCare Plans, Inc. | 13,387 | 9 | 5 |
| Aetna Medicare | 12,400 | 15 | 6 |
| HealthSpring | 4,765 | 22 | 16 |
| Wellcare | 2,138 | 52 | 40 |
| Health First Health Plans, Inc. | 1,467 | 15 | 8 |
| Ultimate Health Plans | 1,373 | 4 | 4 |
| Gold Kidney Health Plan | 46 | 1 | 1 |
Parent organization names come from the CMS CPSC Contract Info file. One organization can operate several contracts and plan names.
Counties with a published page
- Miami-Dade 22,023 affected 16 ending plans · 103 2027 options
- Hillsborough 17,855 affected 12 ending plans · 118 2027 options
- Lee 17,702 affected 10 ending plans · 58 2027 options
- Polk 15,016 affected 16 ending plans · 116 2027 options
- Orange 14,511 affected 17 ending plans · 107 2027 options
- Pinellas 14,197 affected 12 ending plans · 116 2027 options
- Volusia 13,414 affected 5 ending plans · 95 2027 options
Florida deadlines
| Event | Date |
|---|---|
| Annual Election Period (AEP) | October 15 – December 7, 2026 |
| Non-renewal Special Enrollment Period | December 8, 2026 – February 28, 2027 |
| 2027 plan year begins | January 1, 2027 |
| Medicare Advantage Open Enrollment Period | January 1 – March 31, 2027 |
What to do next
- Read your notice and confirm the plan ID Non-renewal notices for contracts ending December 31 must be sent by October 2, 2026.
- Compare the 2027 plans in your county Check networks, drug lists, premiums, and service areas. A continuing plan can still change benefits.
- Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027.
- Use the non-renewal SEP if you need it December 8, 2026 through February 28, 2027, for people whose plan is leaving.
- Check Medigap if you return to Original Medicare The federal guaranteed-issue window is November 1, 2026 through March 4, 2027 for a December 31, 2026 plan ending.
Florida Medicare Advantage questions
How many Medicare Advantage plans are leaving Florida in 2027?
The 2027 CMS crosswalk marks 60 contract-plan combinations serving Florida as terminated or non-renewed. Those plans had 297,947 members in 65 counties where CPSC reports enrollment.
Which Florida county is most affected?
Miami-Dade has the largest affected population: 22,023 members, or 5.7% of its 2026 Medicare Advantage enrollment. 16 of its 116 2026 plans are ending.
Can I get free help in Florida?
Yes. Serving Health Insurance Needs of Elders (SHINE) provides free, unbiased Medicare counseling. Call 1-800-963-5337 or visit the state SHIP page.
Do I have to change plans if my plan is not on the exit list?
No. A plan marked continuing stays in the CMS crosswalk for 2027, but benefits, premiums, networks, and drug lists can still change. Review your Annual Notice of Change and confirm your doctors and drugs before the Annual Election Period ends December 7, 2026.
Sources and data notes
State totals are built from the October 2026 CMS CPSC files and the CMS 2027 Part C&D Plan Crosswalk. Star ratings are 2027 contract-level Part C ratings. Data version 2026-10-24; last updated October 24, 2026. Read the methodology and limitations.
- Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
- 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
- 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
- MA Plan Directory — Centers for Medicare & Medicaid Services.
- Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
- CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
- Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
- CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.
This page is information only and is not insurance advice. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov. Confirm plan details with the plan, your SHIP, or Medicare.gov before enrolling.